HVAC System Costs

The cost of HVAC systems can vary widely depending on your location, type of HVAC system, and the HVAC system’s size. In general, expect to pay between $2000-$3500 for a small HVAC unit that covers one room or less; larger units will likely set you back around $5000-$8000 (or more).

The size you need depends on how much space needs cooling/heating at any given time during your HVAC system’s operation hours (typically from dawn until dusk).

The best way to determine the size and cost of the HVAC system you need is to consult with us. We will be able to assess your home’s cooling/heating needs and provide an estimate for the HVAC system that would be best suited for your property.

What are the payment options for an upgraded or new HVAC system?

There are a few different ways to finance an HVAC system, including paying in cash out-of-pocket, using a credit card, or a line of credit, or even taking out a personal loan or a home improvement loan.

The are benefits and drawbacks to each payment method, so be sure to weigh your options before making a decision.

The Benefits of PowerPay Financing for HVAC Projects

Financing is an easy way to get the HVAC system you want without breaking the bank. It also allows you access to funds right away so there’s no more delay to getting started on those much-needed repairs!

With PowerPay as a lending partner, customers can enjoy:

Flexibility. There are many different HVAC financing options available, including 0% interest rates on HVAC loans with no money down.

Convenience. HVAC financing can be done online or over the phone; it’s quick and easy!

Longterm repayments. HVAC financing is a great way to spread out those large up-front payments over time while still enjoying all the benefits that come with using an HVAC system. You’ll have peace of mind knowing everything will work properly when needed most (especially during extreme weather conditions) without any large, upfront costs.

Savings. Save up to 30% off your monthly electricity bill by replacing an old HVAC system that isn’t working properly anymore with a newer model.

Applying for HVAC financing with PowerPay

Applying for HVAC financing is a quick and easy process, with approval coming in as little as 60 seconds! To apply, start by clicking on the apply now button under the calculator

If you need more information about our HVAC financing options please contact us. We’re always happy to help answer any questions or concerns you may have!

Making your HVAC project affordable,
so you can dream about what’s possible.

Receive instant approval on up to $100,000 for any Heating, Air Conditioning, or Plumbing home improvement loan with no hidden contractor fees, credit cards or prepayment penalties. With a PowerPay home improvement loan you can repair or purchase a brand new, energy-efficient HVAC system. HVAC equipment and any installation are included. You can pay for your home improvement over time through low, fixed rates with low, fixed monthly payments. It’s easy to apply for a loan online and approval comes in seconds

Fair, Reasonable and Lowest Payment Possible!

Rates starting at 8.99%
Up to 15-year terms
Borrow up to $100K
No prepayment penalties or hidden costs
No Credit Card

*Your actual rate may vary based on your credit score.  Calculator is only for estimations, your exact loan amount may vary slightly.

Types of HVAC Systems

There are three main types of HVAC systems:

Central HVAC. This HVAC system is the most common and consists of a network of ducts that connect to an air handler located outside your home.

Ductless HVAC. While central HVAC systems are connected by ductwork, these units do not require any such connections. Instead, they use refrigerant lines to transfer heat from one place to another.

Split HVAC System. A split HVAC system is similar in design to a central unit but uses two separate components instead of just one; this allows it to be more efficient than other types while still being relatively affordable.